Course Pricing



per person

Course Details

Course Description

Individuals who complete this course are eligible to receive a 10% reduction in the base rate of your auto and motorcycle insurance premiums and can be eligible to reduce as many as 4 points off your New York driver’s license.

The DMV computer system automatically applies the point reduction when your course completion is added to your record. If your record shows any convictions and the points they carry, a notation will be added that you completed the course and a reduction of up to 4 points has been applied.

This course includes applicable New York state traffic laws that help drivers use safer driving techniques to avoid and prevent accidents.

Course Hours

6 Hours

Course Languages


Course Schedule

Additional Details

  • Maintaining proper speed
  • Signaling when turning or changing lanes
  • Leaving enough space, in distance and time, between you and other vehicles
  • Wearing your seat belt
  • Maintaining your vehicle
  • Improper driving conditions
  • And much more


There are no prerequisites needed to attend this course. Students must be able to verbally communicate with instructor in primary language of the training.

Training Requirement for Defensive Driving Course
This course is voluntary and does not meet any specific regulatory or industry requirement.

This course is for motorists who would like to improve their driving strategies to help minimize risks that are associated with hazards on the road.

Students are required to complete 100% of the course and actively participate in all learning activities including hands-on demonstrations. Upon completion of training, attendees will receive a course completion certificate for the 6 HR Defensive Driving Course Point & Insurance Reduction Program sent directly to the student’s home within 45 days of the completion of the course.

Make-up time is not permitted for this training course. Should students miss any portions of the course, it is the student’s responsibility to contact Gallagher Bassett to arrange to attend another scheduled event.

Read Gallagher Bassett’s full attendance and make-up time policies here.